Popular Articles

  1. Medicare Advantage Open Enrollment Period

    Between January 1–March 31 each year, you can make the following changes during the Medicare Advantage Open Enrollment Period. If you are on a Medicare Advantage plan (with or without drug coverage) you can switch to another Medicare Advantage pla...
  2. Am I Eligible for Medicare Advantage?

    To be eligible for a Medicare Advantage plan, you: Must have Medicare Parts A and B. Must continue to pay your Medicare Part B premium, if not otherwise paid for under Medicare or by another third party. Must live in the plan's service area . ...
  3. What Is an HMO?

    An HMO (Health Maintenance Organization) plan gives you personal care from a set network of doctors and hospitals. You'll get peace of mind with: The comfort of having an in-network primary care provider (PCP) to oversee all your care and refer yo...
  4. Annual Enrollment Period

    The Annual Enrollment Period (AEP) is each year from October 15 to December 7, and it's when you can make changes to your Medicare coverage. At this time, you can enroll in or leave a Medicare Advantage plan, you can switch Medicare Advantage compa...
  5. How Do I Choose a Plan Type?

    When you're shopping for Medicare Advantage plans, it's important to find a plan type that meets your needs. Do you need personal care? Are your doctors covered in this plan's network? Knowing what comes with each type of Medicare Advantage plan is ...
  6. What do I pay for Medicare Advantage?

    For Medicare Advantage plans, you pay: A set monthly premium. Your monthly Part B premium. Copayments or coinsurance each time you use medical services, like when you visit the doctor. With some plans though, you’ll pay nothing for certain servi...
  7. What Are out-of-pocket costs?

    Out-of-pocket costs are what you must pay when you get care. These costs depend on how much care you actually get and your yearly out-of-pocket maximum. Once you hit this limit, your insurance pays for all of your care. There are 3 types of out-of-p...
  8. What do I pay for Medicare

    What is a monthly premium? What are out-of-pocket costs? What do I pay for Medicare Part A? What do I pay for Medicare Part B? What do I pay for Medicare Advantage? What do I pay for Medicare Part D? ...
  9. How Does Medicare Part D Coverage Work?

    Each Medicare Advantage plan with prescription drug coverage or Part D plan has its own list of covered drugs, called a formulary. Our pharmacy department and doctors decide which drugs to include based on quality, safety, and how well they work. E...
  10. What do I pay for Medicare Part A?

    You usually don't pay a monthly premium for Part A if you or your spouse paid Medicare taxes while you were working. You can get Part A without a premium if: You already get a Social Security or Railroad check for retirement. You're eligible to ...