A POS (Point of Service) plan gives you personal care and the freedom to go in- and out-of-network. You'll get:

• The comfort of having an in-network PCP to oversee all your care.
• Flexibility to see out-of-network providers.
• Savings by seeing doctors in our large provider network rather than going out-of-network.
• A balance between security and freedom.
• We recommend choosing a primary care provider to support your health and make sure you get the care you need, we don’t require a referral to see in-network specialists, but the specialist may require a referral.