An HMO (Health Maintenance Organization) plan gives you personal care from a set network of doctors and hospitals. You'll get peace of mind with:

• The comfort of having an in-network primary care provider (PCP) to oversee all your care and refer you to see specialists.
• Doctors in our large provider network that you must see for care.
• The freedom to go out-of-network for emergency and urgent care.
• Focus on strong doctor-patient relationships and getting to know your provider network.
• We recommend choosing a primary care provider to support your health and make sure you get the care you need, we don’t require a referral to see in-network specialists, but the specialist may require a referral.