Updated Articles

  1. Is this benefit covered under wellness?

  2. What Is the Coverage Gap?

    Medicare prescription drug coverage has 3 different phases of coverage — initial coverage, the coverage gap, and catastrophic coverage. Initial Coverage During initial coverage, your prescription drug coverage works like normal health insurance. O...
  3. How can I change or cancel / disenroll from my plan?

    Changing Plan Types The Annual Enrollment Period (AEP) is the time each year, chosen by the Centers for Medicare and Medicaid Services (CMS), when you can enroll in a plan or switch to a new one. Unless you qualify for a Special Enrollment Per...
  4. What do I pay for Medicare Part B?

    Some people get Part B automatically when they turn 65, and some must sign up for it. Learn how and when you can sign up for Part B. For Part B, you pay: A premium each month. If you get Social Security or a Railroad check, this premium will b...
  5. High Risk Medication Chart

    View the High Risk Medication Chart
  6. Is my drug covered?

  7. What Are out-of-pocket costs?

    Out-of-pocket costs are what you must pay when you get care. These costs depend on how much care you actually get and your yearly out-of-pocket maximum. Once you hit this limit, your insurance pays for all of your care. There are 3 types of out-of-p...
  8. What Is a monthly premium?

    Your monthly premium is the set amount you pay each month to have your plan. You pay it even if you don’t receive any medical care that month. Like other bills, this premium can rise when it’s time to renew your plan for the next year.
  9. Do I need a preauthorization?

  10. How do I find a pharmacy?